Medical

It is a fact of life.

Health Insurance is one type of insurance you are pretty much guaranteed to use.
We all need medical attention from time to time, and some of us need it quite frequently.
Health insurance is one of your most important needs .without it, one serious illness or accident could wipe you out financially .if you have ever been sick or injured, you know how important it is to have health insurance coverage.
Health insurance is a protection against medical costs.
You know there are gaps in your provincial health insurance coverage and you know that your provincial health insurance plan doesn't fully cover many every day medical expenses like dental services, prescription drugs, prescription eyewear and more and these out - of - pocket expenses add up quickly .
You also know that if an accident or illness were to occur, the additional health care expenses could leave you financially vulnerable.
Just imagine how costly it would be if an unexpected health problem occurred...
Today health care costs are high, and getting higher.
Variety of coverage options available to suit your situation and budget: special pricing for individuals, single parents, couples and families.
If you are self - employed or a contract worker, you may be able to deduct your premiums from your annual income to REDUCE TAXES!
For those who are not self - employed, don't forget, a tax credit may be available to you.

By the way what can you do for above? at Insufin Inc, Insurance, financial and Investment Company we have solutions.

In order to determine if you need SOLO or not please answer to the following question.

• Are you self- employed ,a sole proprietor,Consultant or contract worker?
• Are you covered under a group health insurance Plan or have spousal plan coverage?
• Are you satisfied with the level of protection Offered by your existing plan(s)?
• Do you have coverage for prescription Medications?
• Do you have dental care protection?
• Do you have vision care protection?
• Do you have travel insurance?
• Do you have coverage for alternative practitioners Care?(incl. Chiropractor, Acupuncturist, Massage Therapist, Podiatrist, Homeopath, etc.)
• Does your provincial health plan provide access To a semi- private room in a public general hospital at no extra cost?
• Are you aware that the average cost of home nursing care is approximately $30/hr?
• Do you know that there is a co- payment fee For ambulance services?
• Do you have income replacement insurance?
• Do you have life and accident insurance?
• In the event of serious illness, does your provincial Or private health plan offer critical recovery Protection?

IF YOU ANSWERED "NO" TO ANY OF THE ABOVE QUESTIONS, Let SOLO HEALTH bridge the gap in coverage.

We are proud to be partner or representative of the following top companies:

Visit us at their website:

 Manulife: Personal (Individuals/Small Business)

 Manulife: Health and Dental Insurance

Medical SOLO - MR
Medical SHEALTH - MR
Medical Insurance

Governments spent $99.0 billion on health services in 2006, up from $44.8 billion in 1991. Most public spending on health services pays for hospitals, drugs and physicians.
The health of Canadians has improved substantially in the last 100 years. Death rates have declined, life expectancy has climbed, many infectious diseases have been virtually eradicated and medical techniques have advanced. In recent surveys, 60% of Canadians said they were in very good or excellent health.
Proportionally more Canadians than in the past have adopted healthy lifestyles, such as exercising and not smoking. Canadians generally also enjoy better socio-economic conditions-such as higher incomes and higher levels of education-that promote better overall health.

Health status

Life expectancy at birth in Canada was 80.2 years in 2004, compared with 77.8 years in 1991. A girl born in 2004 can expect to live 82.6 years; a boy can expect to live 77.8 years. From 1979 to 2004, life expectancy rose 6.4 years for men and 3.8 years for women.
Most Canadians consider themselves to be in good health. In 2005, people aged 20 to 34 had the most positive opinion: 70% rated their health as excellent or very good. The higher their age, the less positive Canadians are about their health. Only 40% of people aged 65 and older regarded their health as good or excellent in 2005.
In the last quarter-century, the leading causes of death in Canada have been diseases of the circulatory system and cancer. Both are more prevalent in an aging population. In 2003, these causes combined were responsible for 6 of every 10 deaths.
Many Canadians today live with chronic health problems, such as high blood pressure and cardiovascular disease. Asthma, diabetes and obesity are among the leading chronic conditions that threaten the health and well-being of a growing number of Canadians. Moreover, as the population ages, other chronic diseases are affecting more people, especially the elderly.

Healthy behaviours, better health

Behaviours such as regular exercise, good eating habits and not smoking are associated with better health. From 2001 to 2005, the proportion of Canadians aged 12 and older who were active or moderately active during their free time increased. In 2005, 51% of Canadians were active or moderately active during their free time, compared with 43% in 2000/2001. People aged 12 to 19 are the most active.
At the same time, the proportion of people who smoke daily declined. In 2005, 22% of Canadians aged 12 and older smoked, down from 26% in 2000/2001. The sharpest drop in smoking rates is among those aged 12 to 17.
Many Canadians do not have a balanced diet, according to the Canadian Community Health Survey. In 2004, 7 out of 10 children aged 4 to 8 were not eating the minimum number of fruit and vegetable servings recommended in Canada's Food Guide.
For one out of four Canadians aged 31 to 50, fat accounted for more than 35% of their total calories.
On the bright side, average daily calories eaten have increased little in the last three decades, and total fat consumed has declined from 40% of Canadians' daily calories to 31%.

Access to health services

Although access to health care is guaranteed under the Canada Health Act, some Canadians have difficulty finding a physician-13.6% of the adult population, or 3.5 million Canadians, did not have a regular family doctor in 2005, down slightly from 13.7% in 2003.
A total of 2.8 million people aged 15 and older saw a specialist in 2005, and 19% who needed a specialist's services had trouble getting access. Long wait times remained the main obstacle. Median wait times for all specialist services varied from three to four weeks depending on the type; the figures were similar in 2003. In 2005, the proportion of Canadians who waited more than three months ranged from 10% for diagnostic tests to 19% for non-emergency surgery.
Progress on wait times has varied by province for certain specialist services. For example, median wait times for non-emergency surgery have been halved in Quebec, dropping from nearly nine weeks in 2003 to four weeks in 2005. In Newfoundland and Labrador, however, median wait times for diagnostic tests have doubled, from two weeks to four weeks; in British Columbia, they increased from two weeks to three weeks.
Patients' perceptions of wait times were essentially unchanged from 2003 to 2005. Although 70% to 80% of patients consider wait times acceptable, some feel their wait times are unacceptable and have a negative effect on their lives.
The main negative effects that people report are anxiety, stress and worry for themselves, their friends and relatives. Some report they suffer pain and have trouble performing daily activities while they wait.