Travel Insurance

In Canada, purchasing travel insurance is a crucial necessity for individuals planning to travel to or from the country. Medical expenses in Canada can be extremely high for those without insurance, and public healthcare services are only available to citizens and permanent residents. On the other hand, Canadian residents traveling abroad are also vulnerable without proper insurance coverage against risks such as illness, accidents, or trip cancellations. For this reason, various types of travel insurance have been designed based on the purpose and destination of travel to provide financial protection, medical support, and peace of mind for travelers.

At Insufin, we understand that you put a lot on the line when you travel, and we take the time to make sure you and your loved ones are protected, even in the worst circumstances.

Types of travel insurance including medical and non-medical coverage:

1. Insurance for Visitors to Canada (Tourist/Visitor Visa):
   Designed for individuals entering Canada on a tourist or family visit visa. This insurance covers medical expenses, emergency treatment, hospitalization, and repatriation to the home country.
2. Insurance for Newcomers to Canada & Those Awaiting Provincial Health Coverage:
   A temporary policy that covers emergency medical care until the individual becomes eligible for the provincial health plan. It is essential for immigrants, students, or work permit holders upon arrival.
3. Insurance for Super Visa Holders:
   Specifically for parents and grandparents of Canadian citizens or permanent residents. This insurance, with a minimum of $100,000 in medical coverage for one year, is mandatory for Super Visa approval.
4. Insurance for Travel from Canada:
   Designed for Canadian residents or citizens traveling abroad. It covers unexpected illnesses, accidents, trip cancellations or delays, lost luggage, and emergency repatriation.
5. Insurance for Interprovincial Travel Within Canada:
   Even with a provincial health card, medical coverage in other provinces may be limited. This insurance can cover expenses such as air ambulance, private hospitalization, and special services.
6. Insurance for International Students:
   For international students coming to study in Canada or Canadian students studying abroad. It typically includes medical care, hospitalization, prescription drugs, and sometimes mental health support.
7. Insurance for Work Permit Holders:
   Designed for individuals entering Canada on a temporary work permit. It provides coverage for unexpected medical costs until they are eligible for the provincial healthcare system.
8. Insurance for Pregnancy Travel:
   Tailored for pregnant women traveling to or from Canada. It may cover certain prenatal care, emergency delivery, and potential complications under specific conditions.
9. Insurance for travel from Anywhere to Anywhere:
   A flexible option for travelers journeying from one country to another (excluding Canada). It is especially useful for those with complex or multi-destination travel plans.
10. Insurance for Cruise and Marine Travel:
    Provides coverage for medical emergencies, trip interruptions, and missed port departures during sea travel. It is ideal for travelers cruising far from land-based medical facilities.
11. Insurance for Hazardous Sports Travel:
    It covers injuries and emergencies resulting from high-risk activities like skiing, diving, or skydiving. It is essential for adventure seekers not covered by standard travel insurance.
12. Non-medical Travel Insurance: Flight Delay, Trip Cancellation, Lost Baggage:
    It protects against trip delays, cancellations, and lost or delayed baggage.
    A smart choice to recover non-refundable costs and avoid travel disruptions.