Table of Contents:
About This Insurance
The FollowMe™ Replacement Health Plan is designed for individuals who have recently lost their group health insurance—whether due to retirement, job transition, or employment changes—and are looking for a comprehensive and reliable health plan for themselves and their families.
If the individual applies within 90 days of their group coverage ending, acceptance is guaranteed—with no medical questionnaire or exam required, and coverage begins upon payment of the premium. However, if the application is submitted after the 90-day period, full medical underwriting will be required.
FollowMe™ is A Seamless Health Insurance Solution After Group Benefits End.
Simple Assessment Form
To choose the best and most suitable insurance and to receive an accurate quote, please complete the form below.
***Why is it important to provide accurate personal information in the insurance form? ***
Benefits
- Guaranteed acceptance if you apply within 90 days of losing group health coverage.
- Continued medical and dental coverage without interruption.
- Ideal for retirees, those between jobs, or anyone seeking comprehensive personal health and dental insurance.
- Family coverage available—similar to your previous group benefits.
- Multiple plan levels with flexible coverage options and premiums tailored to your needs and budget.
Coverage
- Homecare, Equipment & Medical Devices
- All plans include coverage for in-home nursing, Hearing aids, Ambulance services, Medical equipment such as CPAP/APAP machines for sleep apnea
- Prescription Drugs
- Covered for you, your spouse, and your dependent children.
- Dental Services (Optional on select plans)
- Routine care: cleaning, check-ups, fillings
- Emergency dental services related to accidents
- Vision Care
- Eye exams, Glasses and contact lenses, Laser eye surgery
- Mental Health & Paramedical Services
- Massage therapists
- Chiropractors
- Physiotherapists
- Psychologists
- Podiatrists
- Other allied health professionals
- Hospital Care
- Semi-private hospital room coverage
- Virtual Medical Care (via TELUS Health³)
- 24/7 access to doctors and specialists via secure online consultations
- No additional cost for virtual care services
Always review your plan documents carefully to understand specific inclusions and exclusions. For detailed assistance, our licensed specialists at Insufin are here to help you navigate your options and find the best solution.
Real-Case Examples
FAQ
Does complemental health insurance cover hospital and surgical expenses?
Yes, it may cover a wide range of hospital and surgical expenses, including:
- Hospital Stay
Coverage for private or semi-private hospital rooms, allowing a more comfortable and private experience during treatment. - Physician and Surgical Fees
Includes fees for medical specialists, consultations, surgeries, and ongoing care related to medical procedures. - Medically Necessary Plastic Surgery
Some plans may include coverage for plastic surgery if recommended for medical reasons (e.g., post-trauma or reconstructive surgery).
