We at Insufin would like to say thank you to all dedicated nurses in this world!

The care and compassion of the nurse are just as important as the medicines prescribed by the doctors. And you leave no stone unturned to make your job well done. Thanks!

Healthcare workers are undoubtedly the backbone of a country, as they fiercely accept the dangers of unknown diseases and work towards saving the lives of hundreds! The job of a Nurse is especially incredibly tough during this era of pandemics. Every life is precious to them and they are never off duty from taking care of the sick and affected! Their otherworldly dedication calls for much respect and appreciation throughout the community. It is time we acknowledge the heroes of our community and extend our note of gratitude to them through thank you messages for nurses.

But what can we do for nurses:

our mission at Insufin Inc. educates financial literacy this National Nurse Day/Week. you worked with love, and deserve protection as well in your special financial planning, health protection such as medical complementary insurance, STD, LTD disability, Long Term Care, Critical illness insurance, and also:

Establishing a personal budget
Reviewing your investments
Evaluating any insurance needs
Determining if you can reduce your taxes
Planning your retirement
Understanding your estate wishes, and any legal matters
Please feel free to contact us concerning your insurance needs or get advice.

Inquiry Form (www.insufin.com)

We at Insufin congratulate 2021 Mother’s Day, wish you healthy, wealth with happiness.

our mission educates financial literacy this Mother’s Day. most people working and living paycheck to paycheck. and they deserve to have protection in life, health, and wealth according to their budget.

Please feel free to contact us concerning your insurance needs or get a quick and easy Online Insurance Quote by filling out the simple form in the corresponding section of our website.

Inquiry Form (www.insufin.com)

Find where to get immunization shots in your area in our Immunization Clinic search. clinic listings and contact information.

Ontario

Vaccination Clinics

Travel Immunization Clinics

City	Clinic Name	Phone Number
Ajax	Ajax Durham Travel Clinic	(905) 683-0690
Ajax	Provax Travel and Immunization Clinic	(905) 723-0576
Ancaster	Ancaster Travel Medicine Clinic	(905) 648-7408
Aurora	Enhanced Care Medical Clinic (Aurora)	(905) 841-8790
Aurora	Hollidge Medical Centre	(905) 841-5554
Aurora	Round Trip Travel Health Clinic	(905) 503-4522
Aurora	Upper Canada Wellness & Women’s Health Center	(905) 727-4241
Aurora	Wellington Medical Centre	(905) 841-1633
Bancroft	Hastings & Prince Edward Counties Health Unit – North Hastings	(613) 332-4555
Barrie	GTA Travel Clinic and Vaccination Centre	(844) 303-1900
Barrie	Huronia Travel Clinic	(705) 727-1116
Barrie	Passport Health	(705) 881-9843
Belleville	Hastings and Prince Edward Counties Health Unit (Belleville)	(613) 966-5500
Belleville	Quinte Travel Health Clinic	(613) 966-5486
Bolton	Caledon Travel Clinic	(905) 857-2655
Bowmanville	Bowmanville Medical Clinic	(905) 697-8300
Bradford	Holland Medical Centre	(905) 775-5327
Brampton	Brampton-Peel Travel & Immunization Clinic	(905) 828-6000
Brampton	Brampton Travel Clinic	(905) 793-7077
Brampton	Dr. E. Medical & Travel Clinic	(647) 505-2636
Brampton	Northgate Medical Centre	(905) 458-4771
Brampton	Passport Health	(416) 840-3426
Brampton	Phoenix Medical Clinic	(905) 499-2857
Brampton	Wise Elephant FHT – A Healing Place	(905) 459-4385
Brantford	Travel Health Clinic Brant County Health Unit	(519) 753-4937
Burlington	Aldershot Walk-in Clinic	(905) 218-6444
Burlington	Burlington Halton Travel & Immunization Clinic	(877) 828-6006
Burlington	Jasmin Travel Clinic	(289) 337-9255
Caledonia	Caledonia Medical Plex	(289) 960-0733
Cambridge	Cambridge @ the 401 Travel & Immunization Clinic	(877) 828-6006
Cambridge	Med Health Pharmacy Inc.	(519) 622-0404
Chatham	William D. Colby Travel Clinic Inc	(519) 663-3395
Cobourg	Vax2Go (Cobourg)	(905) 373-0220
Copper Cliff	Morneau Shepell – Vale Sudbury	(705) 682-7008
Cornwall	Cornwall St. Lawrence College Medical Clinic	(613) 932-9895
Don Mills	Don Mills Eglinton Travel Clinic	(416) 488-9100
Elliot Lake	Elliot Lake Family Health Team	(705) 461-8882
Elliot Lake	Travel Clinic St.Joseph’s Hospital	(705) 848-7181
Etobicoke	Appletree Medical Centre (Etobicoke)	(647) 722-2370
Etobicoke	Etobicoke Travel Clinic	(416) 744-2756
Etobicoke	Islington Medical Centre & Travel Clinic	(416) 234-1987
Etobicoke	Rathburn Medical Centre	(416) 626-9222
Etobicoke	Rexdale Medical Centre	(416) 743-5853
Etobicoke	Walk In Pediatrics	(416) 850-8947
Fergus	Wellington-Dufferin-Guelph Public Health (Fergus)	(519) 846-2715
Guelph	Chiron Compounding Pharmacy Inc.	(519) 824-7887
Guelph	Wellington-Dufferin-Guelph Public Health (Guelph)	(519) 822-2715
Guelph	Wellington-Dufferin-Guelph Public Health (Guelph)	(519) 846-2715
Hamilton	Allan A. Kopyto M.D.	(905) 387-3667
Hamilton	Dr. O.A. Dada	(905) 544-2974
Hamilton	Dr. T.A. Aderibigbe (Dr. Sam)	(905) 522-8906
Hamilton	Dundurn Medical Centre Inc.	(905) 529-4040
Hamilton	Ifabiyi Travel Clinic	(905) 525-5656
Hamilton	Main St West Walk-in Clinic	(905) 521-2222
Hamilton	McMaster Travel Clinic	(905) 521-5051 #3
Hamilton	Nebo Medical Center	(905) 381-9800
Hamilton	The Travel Doctor	(905) 529-8558
Kanata	Appletree Medical Centre (Kanata)	(613) 482-0118
Kingston	Kingston, Frontenac Lennox & Addington Public Health	(613) 549-1232
Kingston	Kingston Travel Vaccination Clinic	(613) 507-8317
Kitchener	Passport Health	(519) 749-3372
Kitchener	Riepert Pharmacy	(519) 578-1210
Kitchener	Weber Medical Centre	(519) 748-6933
Lindsay	Vax2Go (Lindsay)	(905) 373-0220
London	Hyde Park Medical & Walk-in Clinic	(519) 641-3627
London	London Travel Clinic Pediatrics & Infectious Diseases	(519) 432-5508
London	William D. Colby Travel Clinic Inc	(519) 663-3395
Manotick	The Kingsway Travel Clinic	(613) 692-5433
Maple	GTA Travel Clinic and Vaccination Centre	(905) 303-1900
Markham	Dr. E. Medical & Travel Clinic	(905) 201-5968
Markham	Markham Travel Clinic	(905) 294-0907
Markham	NR Medical Clinic	(905) 201-7770
Markham	Round Trip Travel Health Clinic	(905) 910-1194
Midland	Simcoe Travel Clinic	(705) 526-0057
Milton	Milton Health Centre	(905) 693-6400
Milton	Milton Travel Clinic	(289) 878-2220
Mississauga	All Ontario Travel Clinic – Extended Hours	(905) 897-9228
Mississauga	Dundas Medical Center	(905) 566-4449
Mississauga	Malton Medical Group	(905) 677-3370
Mississauga	Mississauga-Peel Travel & Immunization Clinic	(905) 828-6000
Mississauga	Mississauga Travel Clinic	(905) 820-9556
Mississauga	Northgate Medical Centre	(905) 458-4771
Mississauga	Pediatric Urgent Care	(905) 366-4441
Mississauga	Pediatric Urgent Care	(905) 897-5437
Mississauga	Peel Travel Clinic	(905) 890-2757
Mississauga	Reflex Medical Center	(905) 820-6000
Mississauga	Sunmeet Medical Clinic and Walk-in	(905) 812-0777
Mount Forest	Wellington-Dufferin-Guelph Public Health (Mount Forest)	(800) 265-7293
Nepean	Appletree Medical Centre (Nepean)	(613) 482-0118
Nepean	Dr. Wassef Clinic	(613) 680-7602
Niagara Falls	Primary Care Niagara	(905) 371-1881
North Bay	CannAmm OTS	(800) 440-0023
North Bay	North Bay Parry Sound District Health Unit	(705) 474-1400
North York	Dr. Ryan Banach M.D.	(416) 739-8700
North York	Infections, Tropical, & Parasitic Diseases Clinic	(416) 447-3324
North York	International Medical Services	(416) 494-7512
North York	Passport Health	(416) 840-3426
North York	Passport Health	(416) 840-3426
North York	Regent Medical Clinic	(416) 398-4500
North York	Safecare Medical Travel Clinic (North York)	(416) 740-7233
Oakville	Bristol Family Physicians	(905) 287-2035
Oakville	Halton Health Department Travel Health Services	(905) 825-6000 #7855
Oakville	Health Sense Medical	(905) 901-1217
Oakville	Oakmed Family Health Team	(905) 901-5111
Oakville	Oakville Pediatrics	(905) 847-5437
Orangeville	Wellington-Dufferin-Guelph Public Health (Orangeville)	(800) 265-7293
Orleans	Destinations Travel Clinic	(613) 837-0303
Orleans	Orleans Travel Medicine	(613) 841-7009
Oshawa	Glazier Medical Centre	(905) 579-1212
Oshawa	Provax Travel and Immunization Clinic	(905) 723-0576
Ottawa	Access Medical Center	(613) 596-9840
Ottawa	Appletree Medical Centre (Ottawa)	(613) 482-0118
Ottawa	Appletree Medical Centre (Ottawa)	(613) 482-0118
Ottawa	Appletree Medical Centre (Ottawa)	(613) 482-0118
Ottawa	Appletree Medical Centre (Ottawa)	(613) 482-0118
Ottawa	Ashbury College Health Centre	(613) 749-9630 #263
Ottawa	Broadview Travel Medicine Clinic	(613) 722-8010
Ottawa	Carleton University Health Services, Clinic and Pharmacy	(613) 520-6674
Ottawa	Centrepointe Medical Consultants	(613) 224-6151
Ottawa	Downtown Travel Medicine Clinic	(613) 238-5963
Ottawa	EVM Clinic	(613) 702-4661
Ottawa	Health Treasure Medical Center	(613) 825-0544
Ottawa	Meadowlands Family Health Centre	(613) 228-2882
Ottawa	Medical Care Clinic	(613) 523-7440
Ottawa	Medisys Corporate Health LP (Ottawa)	(613) 521-8313
Ottawa	OAC Health Centre & Spa	(613) 260-5666
Ottawa	Ottawa Travel Clinic	(613) 739-0998 #1
Ottawa	Ottawa West Travel Medicine Clinic	(613) 592-9081
Ottawa	Passport Health	(613) 686-1758
Ottawa	Rideau Valley Health Centre	(613) 258-8710
Ottawa	Riverside Travel Medicine Clinic	(613) 733-5553
Ottawa	Sentinelle Health Group	(613) 521-2391 #160
Ottawa	Tropical Medicine & International Health Clinic Ottawa General Hospital	(613) 737-8856
Ottawa	University of Ottawa Health Services	(613) 564-3950
Ottawa	Vanier Medical Centre	(613) 744-4055
Ottawa	Vital Medical Centre	(613) 248-1010
Ottawa	Westboro Travel Medicine Clinic	(613) 216-6985
Ottawa	Zoemed Clinic	(613) 820-3694
Peterborough	Peterborough County-City Health Unit Travel Clinic	(705) 748-2021
Picton	Hastings & Prince Edward Counties Health Unit – Prince Edward County	(613) 476-7471
Point Edward	County of Lambton Community Health Services Department	(519) 383-8331
Port Perry	North Durham Family Health Team	(905) 985-2895
Renfrew	Aikenhead’s PharmaChoice (Travel Services)	(613) 432-8866
Richmond Hill	Appletree Medical Centre (Richmond Hill)	(647) 722-2370
Richmond Hill	Dr. Brian Aw International Travel Clinic	(905) 884-7711
Richmond Hill	Hayyan Healthcare	(905) 237-7472
Richmond Hill	Passport Health	(289) 867-0702
Richmond Hill	Safecare Medical Travel Clinic (Richmond Hill)	(905) 770-7652
Richmond Hill	Yonge Medical	(905) 773-3342
Sarnia	Sarnia Travel & Immunization Clinic Inc	(519) 336-2228
Sault Ste. Marie	Algoma Public Health	(705) 942-4646
Scarborough	Appletree Medical Centre (Scarborough)	(647) 722-2370
Scarborough	Blue Rose Medical Centre	(416) 754-9000
Scarborough	One-Stop Travel Clinic	(416) 431-0736
Scarborough	Warden Woods Medical Centre	(416) 694-7400
Shelburne	Wellington-Dufferin-Guelph Public Health (Shelburne)	(800) 265-7293
St Catharines	Ontario Street Medical Centre	(905) 682-0444
St.Catherines	Travel Health MD	(905) 984-6776
Stouffville	The Health Centre of Stouffville	(905) 640-1117
Sudbury	Horizon Occupational Health Solutions Inc. – Sudbury	(705) 669-1519
Sudbury	Northeastern Travel Clinic	(705) 586-3601
Sudbury	Sudbury and District Health Unit	(705) 522-9200
Sunderland	Sunderland Medical Centre	(705) 357-2336
Tecumseh	Tecumseh Community Health Care Centre	(519) 979-5260
Tecumseh	Tecumseh Manning Medical Centre	(519) 979-0850
Tecumseh	Tecumseh Urgent Care	(519) 979-3355
Thornhill	Enhanced Care Medical Clinic (Thornhill)	(905) 707-7309
Thornhill	GTA Travel Clinic and Vaccination Centre	(844) 303-1900
Thornhill	Matlis Medical	(905) 881-3212
Thornhill	The Beallor Travel Health Clinic	(905) 882-7575
Thornhill	Vector Medical	(905) 597-5744
Thornhill	Wits-End Med Clinic	(905) 771-7505
Thorold	Niagara Region Public Health	(905) 688-8248 #7330
Thunder Bay	Janzen’s Pharmacy & Compounding Centres (Bay & Algoma)	(807) 345-1191
Thunder Bay	Janzen’s Pharmacy & Compounding Centres (Westfort Village)	(807) 473-9666
Thunder Bay	Thunder Bay District Health Unit Travel Clinic	(807) 625-5900
Timmins	Porcupine Health Unit	(705) 267-1181
Toronto	Adelaide Health Clinic	(416) 367-5200
Toronto	Albany Travel Medicine Clinic	(416) 461-9471
Toronto	All Ontario Travel Clinic – Extended Hours Toronto	(905) 897-8928
Toronto	Appletree Medical Centre – The Grange	(647) 722-2370
Toronto	Appletree Medical Centre (Toronto)	(647) 722-2370
Toronto	Appletree Medical Centre York University	(866) 572-9750
Toronto	Dawes Family Practice And Walk-in	(416) 690-1042
Toronto	Dr. E Medical & Travel Clinic	(416) 467-7786
Toronto	Dr. Marvin Gerson	(416) 744-8386
Toronto	Dr. P.C. Yau	(416) 654-8864
Toronto	Dr. Sohaileh Hussein	(416) 244-5210
Toronto	Enhanced Care Medical Clinic (Toronto)	(416) 354-2640
Toronto	Fairview Travel Clinic	(416) 493-5244
Toronto	Generations Travel Medicine	(416) 847-9999
Toronto	Greenestone Toronto	(416) 222-5501
Toronto	Harbourfront Medical	(416) 366-2273
Toronto	HealthCare 365	(416) 642-9160
Toronto	Infinity Health Centre	(416) 504-0628
Toronto	Medcan Clinic	(416) 350-5900
Toronto	Medisys Corporate Health LP (Toronto)	(416) 926-2698
Toronto	Medisys Health Group	(416) 926-2698
Toronto	Medisys Health Group	(416) 364-3008
Toronto	Medisys Travel Health Clinic (Toronto)	(416) 730-5700
Toronto	North York Travelers Immunization Centre	(416) 661-0004
Toronto	P3 Health	(416) 699-3636
Toronto	Passport Health	(416) 840-3426
Toronto	Safecare Medical Services (Toronto)	(416) 740-7233
Toronto	SickKids Hospital, SickKids Family Travel Clinic	(416) 813-8327
Toronto	South East Toronto Family Health Team	(416) 699-7775
Toronto	The Complete Traveler’s Clinic	(416) 293-4905
Toronto	The Toronto Clinic	(416) 849-5555
Toronto	The Travel Clinic Dr. Mark Wise	(416) 221-7990
Toronto	Toronto Medical Laser Clinic	(416) 709-8562
Toronto	Toronto Travel Vaccination Clinic	(416) 486-8788
Toronto	Traveller’s Medical Service & Geographic Medicine – John H Hii FRCPC	(416) 350-3555
Toronto	Travel Medical Clinic	(416) 461-2419
Toronto	Travel Medicine Centre	(416) 340-8222
Toronto	Travel Medicine on Bloor	(416) 213-1266
Toronto	Travel Vaccine Clinic	(416) 461-2419
Toronto	University of Toronto Health Service (U of T Students Only)	(416) 978-8034
Toronto	Warden Family Practice and Walk-in	(647) 984-6172
Trenton	Hastings & Prince Edward Counties Health Unit – Quinte West	(613) 394-4831
Uxbridge	Uxbridge Travel Health Clinic	(905) 852-1009
Vaughan	Crescent Medical	(905) 553-2655
Vaughan	Dream Care Medical	(905) 303-1080
Vaughan	GTA Travel Clinic and Vaccination Centre	(844) 303-1900
Waterloo	Kitchener-Waterloo Travel Clinic	(519) 570-4208
Waterloo	Region of Waterloo Public Health International Travel Immunization Clinic	(519) 883-2007
Waterloo	University of Waterloo Health Services	(519) 888-4096
Waterloo	U & W Travel Clinic	(519) 576-2680
Whitby	Primecare Medical Centre	(905) 217-0040
Windsor	Forest Glade Medical Centre and Travel Clinic	(519) 739-2888
Windsor	Windsor-Essex County Health Unit Travel Clinic	(519) 258-2146
Woodbridge	Woodbridge Travel Clinic	(905) 856-2100
Woodstock	Pharmasave Woodstock General Hospital	(519) 421-4272

•  

In recent weeks, various levels of government as well as major Canadian financial institutions have taken action to ease the financial burden on Canadians caused by the situation surrounding the COVID-19 pandemic.

While these assistance measures are welcome and timely in helping to reassure everyone, navigating through the many programs to find the right one(s) for you can be a challenge. Whether you are salaried, self-employed or a business owner, the summaries of the measures listed below will help you quickly find information. Web sites of various organizations are also included for easy access.

Other questions? Our financial security advisors are here for you. You can count on them to listen to your concerns and offer sound pragmatic advice.

I am an employee who experienced a drop in salary or total loss of salary

Canada Emergency Response Benefit (CERB)

EI Sickness Benefit

EI Regular Benefits

I am self-employed

Canada Emergency Response Benefit (CERB)

I am a business owner

To Avoid Layoffs

To Facilitate Access to Credit

To Provide Payment Flexibility

Other Benefit Programs

Support for Individuals and Families

Support for Seniors

Support for Students and New Graduates

Government of Canada

Canada’s COVID-19 Economic Response Plan, You will be redirected to an external website.

Quebec Minister of Finance Éric Girard tabled his second budget on March 10. A budget with the COVID-19 crisis and spectacularly volatile financial markets as a backdrop.

March 10, 2020

The 2020-2021 budget tabled by the Minister of Finance follows in the path of his previous one, notably with regard to significant budgetary surpluses. A favorable situation that, according to Mr. Girard, gives the Province some leeway to support the economy should it be affected by the current global situation.

In addition to the issue of the budgetary balance, this budget contains a number of measures aimed at individuals and entrepreneurs. Here are the most noteworthy.

1. As in the first Girard budget, there are no income or consumer tax reductions this year. On the other hand, the government confirms its intention to standardize school tax rates, which could provide new savings for some taxpayers starting in July. For example, according to the government’s figures, the owner of a home in Montreal worth $275,000 would save $182 compared to 2018. For the same home located in Mauricie or Saguenay–Lac-Saint-Jean, the school tax reduction would be $509.
2. As well, people who are caregivers will want to note the introduction of the refundable tax credit for caregivers, which replaces the “refundable tax credit for informal caregivers of persons of full age.” The new program has two components and can provide up to $2,500 per year in support.
3. The same goes for the parents of severely handicapped children. The budget provides for additional support amounting to $150 million over five years. Another measure that could make a difference: a parent can take a career break of 18 years to care for an eligible handicapped child, and this period will be excluded when determining the pension payable under the Quebec Pension Plan. Previously, the maximum exclusion period was seven years.
4. In a similar vein, the government also wants to use a reduction in payroll taxes to encourage businesses to hire people with a severely limited capacity for employment. To achieve this, the budget provides for tax relief of close to $14 million over the next five years.
5. With regard to more general economic measures, the Quebec Infrastructure Plan totaling $130 billion over 10 years (an increase of $1.5 billion per year compared to the last budget) is one of the most noteworthy expenditures in this budget. If your company is active in public infrastructure construction or renovation, this news will probably interest you.
6. The budget also includes spending in the area of climate change, particularly with respect to the electrification of transportation. At the individual level, provisions notably include the continuation of the Roulez vert program, which provides financial assistance of up to $8,000 on the purchase of an electric vehicle. The Chauffez vert program aimed at residential heating will also continue.
7. If you are an entrepreneur, you will no doubt want to familiarize yourself with several measures aimed at supporting your investments. The first is the introduction of the investment and innovation tax credit, known as “C3i.” This credit will apply to acquisitions of manufacturing and processing equipment, computer hardware, and management software packages, and the benefit can be as high as 20% of eligible investments. Note that the tax credit rate will vary depending on the region where the investments are made, and that the tax credit for the integration of IT in SMBs will be abolished at the same time.
8. Another new measure for innovative companies: the incentive deduction for the commercialization of innovations (IDCI). If you own the intellectual property and incurred R&D expenses in Quebec for an asset you commercialize in the province – software, for example –, the revenue generated could now be taxed at an effective rate of 2.0%. That’s a 9.5% reduction compared to the general rate.
9. If you are looking for investors to support the growth of your SMB and your business is in an innovative sector such as green tech, life sciences or artificial intelligence, the new synergy capital tax credit could foster ties between your company and firms wishing to invest in it.
10. If you are an entrepreneur in the cultural sector, especially music, you will probably want to learn more about the new and improved measures announced in the budget, which provides close to $457 million in additional investment over six years.
11. Finally, is your company active in the maritime transport industry? The budget announces a new iteration of the government’s Maritime Strategy, with a budget of $300 million. Of course, this is only a brief overview.

For more information, feel free to read the documentation published by the Ministère de Finances! You will find it here. , You will be redirected to an external website.

Sources Actualis

The following sources were used to prepare this article.

Ministère des Finances du Québec, Budget 2020-2021. , You will be redirected to an external website.
Finance et Investissement, Budget 2020. , You will be redirected to an external website.
Radio-Canada, Budget du Québec 2020. , You will be redirected to an external website.