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Learn How Group Insurance Could Get You Covered For Less

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Plan For Your Tomorrow Starting Today

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Best doctor can help :

1-Refer your case to experienced specialists. Get a thorough review of your medical records to confirm or correct your diagnosis and treatment plan. 2- Get help finding a reputable specialist or health care provider locally or outside of Canada by using Best Doctors’ global network. 3- Best Doctors can help you navigate the Canadian health care system […]

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Multigenerational Living: Everything Old Is New Again

If you were born after 1940, you probably grew up in a nuclear family: mother, father, 2.3 children. Maybe grandparents or other relatives lived nearby but not under the same roof. Although the nuclear family seemed the norm for middle-class Americans, it was actually an aberration lasting only a few decades. For most of human […]

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RAISING MONEY-WISE CHILDREN

Involving your children in money-management discussions and decisions is extremely valuable. Children can be helpful or very challenging when it comes to effectively managing your money. Here are some ways you can instill healthy money-management behaviors in your children: Give children specific roles with regard to daily money management activities. Ideas include opening and sorting […]

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Morneau’s fourth budget: 8 points worth nothing

A budget in the spring, an election in the fall… Political analysts were asking themselves a lot of questions before the latest federal budget was tabled. Now the answers are here. The budget tabled on March 19 by federal Finance Minister Bill Morneau carries on where the three previous budgets left off, as far as […]

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Upward mobility in Canada is not what it used to be

Published By: Insurance Journal Author: Andrew Rickard  Date: June 28, 2016  09:53 a.m. Will you die in the class you were born? Research conducted by Statistics Canada on intergenerational earnings has found that Canadians do not have the kind of upward mobility that previous generations may have enjoyed. Comparative studies of intergenerational earnings and income mobility tend to rank […]

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Canadian approach to pensions is “wrong headed”

Published By: Insurance Journal Author: Andrew Rickard  Date of Publication: July 18, 2016  01:29 p.m. The Fraser Institute argues that Australia’s system of mandatory individual retirement saving accounts is preferable to the Canada Pension Plan’s (CPP) collective model. In an article posted to the Fraser Institute web site last week, authors Charles Lammam and Hugh MacIntyre describe the recent agreement to expand the […]

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Be careful when advising seniors

Published By: Insurance Journal Author: Andrew Rickard  Date Published: July 22, 2016  01:34 p.m. The Ontario Securities Commission (OSC) says some advisors are not collecting and maintaining adequate Know Your Client (KYC) information, and is warning against the inappropriate use of client testimonials. The regulator is also concerned about the quality of advice that is being offered to seniors […]

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2016 Canada Sales Congress Industry Panel (Kim Stanley)

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If you were born outside of the country, you may live longer

Published By: Insurance Journal Author: Andrew Rickard  Date Published: June 30, 2016  10:03 a.m. Once they begin collecting their Old Age Security (OAS) payments at age 65 the typical Canadian will live about twenty years, but those who were born outside of the country tend to live a little longer. The Office of the Chief Actuary, which operates […]