Many of us buy life insurance because of many reasons. Most of all, we all have a responsibility to protect those who depend on us, make sure they would be left with a sufficient amount of money.

In other words, we want to make sure our loved one remain financially secure even after we are no more.

To prepare for such an eventuality, it’s important that you have a sound plan in the event of death.

Your life is constantly changing: having a family, buying a home, changing jobs, facing health issues, transferring your business, planning your retirement. That’s why we will make sure your financial strategy is in step with your reality, while growing your assets and maintaining your quality of life.

We will rely upon the comprehensive review of your situation and your goals that we undertook together to guide us through good times and bad. No matter what life has in store for you, you can always count on us. We are in your corner, always there to help you stay the course and push your limits. Together, we’ll do more.

We have a wide range of life insurance products for all your needs. So, protect those you love and plan for the future!

  •  Whole life insurance 
  •  Universal life insurance
  •  Para life insurance 
  •  Term life insurance 10,20,30, till 65,100
  • Hybrid insurance
  •  Mortgage Insurance 
  •  Funeral Insurance 
  • Accident Life Insurance /AD & D

Whole life insurance 

Whole life guaranteed to 100 is a permanent life insurance that is completely guaranteed. The cost is fixed and it is payable for life.

 Universal life insurance

Cost of insurance in this plan are 3 models YRT , YRT to level and Level Cost 

Universal life Term 10, 20 is a flexible low-cost life insurance coverage that meets short term security needs while building tax-deferred savings.

Universal life Term to 100 is permanent coverage that meets long term security needs while building tax-deferred savings.

Participating life insurance

People who want to increase their retirement income or reach a financial goal in 10 to 15 years with the cash surrender value.

Participating whole life insurance is permanent coverage that pays dividends, which are cash sums that enhance the life insurance policy and People looking at estate protection.

Term life insurance 10,20,30- till age 65,100

Term coverage , a product designed to meet the varying term insurance needs of individuals, families and businesses.

For example like , Term 10 uses a preferred method of underwriting with multiple premium categories to provide the lowest possible rate for each applicant depending on factors such as their health and lifestyle.

Term 10 coverage includes competitive renewal rates and several additional coverages and conversion features.

Hybrid insurance

  • Life with Critical Illness is an affordable hybrid coverage combining both life and critical illness insurance. An amount is payable in the first event of either a critical illness or death.

In case of death, a tax-free amount will be paid to the beneficiary chosen by the client. In case of critical illness, a portion of the life insurance amount is paid as a tax-free lump sum, with no survival period required. The life insurance amount is then reduced by this payment.

  • Life with Long Term care advance 

By adding Long-term Care Advance to life insurance, insured will receive a tax-free monthly amount to pay for daily care and expenses when insured need it the most.

Mortgage Insurance 

For most homeowners, their mortgage is the largest source of personal debt. Mortgage protection insurance is a life insurance policy designed to pay off that debt in the event of death.

Insufin can help you choose the right plan for your unique situation to ensure that your loved ones are not left with a large debt.

Because your financial security is important, don’t take a chance!

Please always look at the fine prints before agreeing to anything.

 Final Expenses  (Funeral Insurance) 

Final expense insurance is a kind of life insurance ,and generally is a whole life insurance and TAX free. 

Accident Life Insurance /AD & D

Pays a tax-free* lump sum of up to $300,000 in the event of an accidental death or other specific loss. Available as a stand-alone product. Provides 24/7 AD&D coverage on or off the job, anywhere in the world. Benefit payable to the Insured or their surviving family. Loss of use benefits include Paraplegia, Hemiplegia & Quadriplegia.

Additional benefits offer coverage for items such as spousal re-training, daycare, education, or home alteration/vehicle modification (applicable only to the Principal Insured).

*Based on current CRA guidelines

the Guaranteed insurability benefit (GIB) and opt for participating life insurance will now be eligible for paid-up additions (PUAs) and enhanced insurance