International Students



Travel Insurance for Students
Studying abroad? Most universities suggest that student have insurance coverage, preferably before students start their studies.

Becoming an international student can be a exciting and frightening experience. However, we will be more than happy to answer your questions regarding coverage, but please remember that the sooner you get coverage, the sooner you are protected against potential incidents.

Student Travel Insurance offers

  • Up to $2 million for emergency medical and non-medical coverage for covered
  • Available to Canadian students studying abroad or out of province and International students studying within Canada.

Which coverage best meets your needs as an international student studying in Canada?

As an international student studying in Canada you are:

  • 65 years of age or less
  • Not eligible for a provincial or territorial health insurance plan in Canada
  • A student in a recognized Canadian learning institution

We offer two plans, tailored to fit the particular needs of international students.

International Student Emergency Medical Travel Insurance – for emergencies that may occur during your stay in Canada

International Student Health Insurance plan – comparable to a regular government health plan; you can visit a doctor for checkups, but emergencies are also covered.

Below is a summary of each, so you can purchase the plan that best suits you.

 

Coverage

International Student Emergency Medical Travel Insurance

International Student Health Insurance

Coverage for:

Students pursuing short-term studies in Canada

Students pursuing long-term studies in Canada

Overall limit

$2 million CAD

$1 million CAD

Pre-Existing Medical Condition

Sickness, injury, or medical condition not stable in 90 days before the effective coverage date

*Sickness or injury in the 90 days prior to effective date:

Symptoms appeared; You went to see a physician; You were diagnosed or treated; Medication was prescribed or changed. This does not apply to asthma, diabetes or epilepsy

Coverage for spouse and dependents

Yes – each person receives their own policy

Yes – all family members are on one policy

Family Rates

No

Yes

When does your coverage come into effect?

Purchase before arrival in Canada

Upon arrival in Canada

Upon arrival in Canada

Purchase within 30 days of arrival in Canada

48 hour waiting period for sickness;  Injury covered right away

Upon arrival in Canada

Purchase 31 days or more after arrival in Canada

7 day waiting period for sickness; 

Injury covered right away

30 day waiting period for sickness;

Injury covered right away

Benefits

Hospitalization, psychiatric, physician, diagnostic services, paramedical services

Included in overall limit – maximums apply

Included in overall limit – maximums apply

Prescription Drugs

When required, as a result of an emergency – maximum 30 day supply

Up to $10,000

Maternity

Up to $1,000 for medical and/or diagnostic services relating to pregnancy or complications thereof (excluding childbirth and voluntary termination of pregnancy). Pregnancy must start after the effective date

Included if eligibility is met

Eye Exam

Up to $100 – only on purchase of minimum 180 day policy

Included

Annual Medical Exam and related tests

Up to $100 – only on purchase of minimum 180 day policy

Included

Dental Accident

$4,000

$1,000

Accidental Death

$15,000

$10,000

Exclusions

 

Treatment of a critical sickness or injury after the initial medical emergency has ended

Not Applicable

* This exclusion will be waived if this policy is purchased before the expiry date of an existing International Student Health Insurance Policy already issued by RSA, as long as it takes effect on the day following such expiry date.

You can purchase individually from the companies below or with our help you can get a quote  from all the companies by selecting the “get a quote button” to the right

  • Click here to purchase Student Travel Insurance from LOG8312015121020AM.
  • Click here to purchase Student Travel Insurance from RSA_Insurance_Group_(emblem).svg
  • Click here to purchase Student Travel Insurance from .
  • Click here to purchase Student Travel Insurance from
  • Click here to purchase Student Travel Insurance from