In order to make the right investment decisions for you, first start off by getting on understanding of your tolerance for risk.
Risk Tolerance Profile
An investment is a commitment of capital assets to purchase financial instruments or other assets to gain future profits in the form of interest, income, or appreciation of the value. Investments are the backbone of any economy and play a major role in every industry. Insufin is committed to ensuring that your investment suits your needs.
Please check off which account types, you currently have:
( ) Non-Registered Account
( ) Registered Retirement Savings Plan (RRSP) and/or Registered Retirement Income Fund (RRIF)
( ) Locked-In Retirement Account (LIRA) and/or Life Income Fund (LIF)
( ) Tax-Free Savings Account (TFSA)
( ) Registered Education Savings Plan (RESP)
( ) Registered Disability Savings Plan (RDSP)
( ) Other
What are your investment objectives:
( ) Protection of Capital (example product, GA, 100/100i Segregated fund
( ) Constant Income (example product, life annuity/term annuity/ GLWB
( ) Aggressive Growth (example product, growth oriented segregated funds)
( ) Growth and Income (example product, balanced and dividend paying segregated funds)
We can design a portfolio that works best for you and your risk tolerance. Find out more here:
Which kind of protection meets your needs?
| Features | Helios2 – 75/75 | Helios2 – 75/100 i | Helios2 – 100/100 i |
|---|---|---|---|
| Maturity benefit: Percentage of your capital that you’ll receive once the contract matures | 75% at age 105 | 75% at age 105 | 100% of 1st year deposits, 75% thereafter |
| Death benefit: Percentage of your capital that will be paid to your beneficiaries after the life assured’s death | 75% | 100% reset based on inflation or market value (up to annuitant’s 75th birthday) | 100% reset based on inflation or market value (up to annuitant’s 75th birthday) |
| Investment options | Investment solutions Responsible investment portfolios Wise ETF Portfolios Individual funds | Investment solutions Responsible investment portfolios Wise ETF Portfolios Individual funds | Investment solutions Responsible investment portfolios Wise ETF Portfolios Individual funds |
| Prompt payment of the death benefit: based on the type of beneficiary named and under certain conditions, payment may be made within 5 business days |  | | |
| Potential protection against creditors: based on the type of beneficiary named | | | |
| Protection against inflation | Not included | | |
Here are a few financial instruments that we provide:
Guaranteed Investment Fund. is a secure investment that is guaranteed to preserve your money.
TFSA: Tax Free Saving Account.
RESP: Registered Education Savings Plans.
RRSP: Registered Retirement Saving Plans.
Web link for: RESP.
https://ia.ca/resp?cuid=ctHOY2Kr
